Cheap California Car Insurance Rates -- Proven Tips You Mustn't Joke With

Cheap California car insurance rates are NOT difficult to attract if you get and use the right tips. Let me share a few here...

1. You will lower your California auto insurance premium if you have an outstanding credit rating. Those who have poor credit pay higher premiums for every form of insurance and that includes auto. For some insurance carriers it shows a pattern they believe you are quite likely to repeat with them in premium defaults. Once you're noted as bad risk you will attract higher auto insurance rates.

2. You might be missing some discounts you are eligible for with your preferred insurance provider simply because you are not aware of them.
Since agents too are not above mistakes they might not remember to tell you about some discounts you should take advantage of. You will lower the odds of this happening to you if you take the pains to ask your agent point blank to tell you about every discount that is available. Don't be shocked if you hear of discover that you have not heard of.

3. It is profitable to stay with the same California insurer. Staying with the same insurance company for at least three years will get you special discounts from many insurers. A longer stay will attract more discounts.

But even though this is a decent way to save, you may realize more savings if you ignore this discount and get another insurance company....

Say, for example, that your California auto insurance premium with your current insurance provider is $2,500 you will get a discount of about five percent or $125 if you continue from three years and above.

Between these three years you would most likely get an insurance provider who'll give you the same auto insurance coverage or better for under $2,000. Then it would be anything but wisdom to stay put because you want to become eligible for a discount down the road even if the expected discount is less than savings you will get immediately if you change to another insurer.

Furthermore, in most cases, most people will easily pay a lot less than they are currentl on auto insurance if they shop right.. To be sure you are not loosing better offers, obtain and compare auto insurance quotes from up to five insurance quotes sites.

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