Dirt Cheap California Auto Insurance: 4 Sure Ways

1. Those who have more than one car will make reasonable savings if they insure all those cars with the same California insurance company. However, there are a number of cases where you'll make more savings by insuring each car with different insurers. You can be sure by simply doing a little research before taking this step. But however you look at it, a multi-vehicle discount is a great way to get more affordable rates.

2. You'll also get a considerable discount if you have more than one policy with the same insurer. This clearly means you should endeavor to get your car insurance policy from the very company that underwrites your home owners, health or other insurance policies.

Nevertheless, note that you might be better served if you purchase your different policies from different carriers who offer the best rates for each policy. It's advised that you get and compare quotes. If you do this, you will be able to determine if this would save you more.

3. There's A type of discount known as "good driver discount." It is for drivers who have not made claims for 3 years and above. But bear in mind that not all insurers offer this discount.

If your insurance agent says that they do NOT give this discount make it clear that you'll switch to another provider. Take it or leave it, every insurance company likes having people who remain claims free for this long and you shouldn't have any difficulty getting better rates with a number of other insurers.

But oftentimes the threat of switching from you is enough to make them shift grounds.

4. As you take other steps to bring down your auto premium, here's what to do to start enjoying lower rates now: Visit trusted insurance quotes sites and get quotes.

Visit not less than five of such sites for the best results. It's free, quick and easy. However, ensure you give your correct details as you complete the questionnaires presented. Thereafter, just pick the insurer that represents the best price/value from the quotes you've obtained.

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