7 Tested Steps For Low Cost California Car Insurance

You don't need to do exceptional things in most cases in order to lower your California vehicle insurance rates. Just knowing some compulsory things and applying them will make a huge difference. Following are several tips that will help you achieve that goal...

1. Make sure your car is always parked in a safe place. .By safe I mean places where the risks of theft, vandalism or accidental damage are very low. Furthermore, you might even get discounts with your insurer if you show that you have a good garage.

Don't forget to always park your car in a well lit area when you're out. This is because thieves avoid well-lit areas but love operating in the dark.

Insurance Quotes

2. several California insurance carriers offer a retiree discount. The simple logic for this discount is that retired persons usually drive less. Driving less will result in reduced mileage which definitely makes you a better risk.

Remember that you qualify for this if you're a retiree. Therefore it's a good thing to ask your agent. If for some reasons they don't have a retiree discount, don't forget to tell your agent about the change in your mileage. Except where the difference in your mileage isn't big enough, you should switch to another insurance provider if you are NOT given a decent discount.

3. Your might be paying a lot more than you should because of some really unnecessary add-ons like towing. Do you know that your credit card company might have already given you towing as an extra benefit?

Even if yours does NOT add this kind of service, a dedicated towing service from a third party will serve you better and save you more than adding towing to your auto insurance policy.

4. A vehicle with a higher safety rating will make you eligible for better rates than another with a poor rating all other things being equal. Does your car have built-in safety features? Such mechanisms get you a big discount. Examples of such safety devices are air bags, automatic seatbelt, ABS brakes and daytime running lights. Your agent can give you a list of safety devices that will make you eligible for a discount with your insurer.

Affordable Auto Insurance

5. Do you know that you'll be eligible for a discount if you complete a defensive driving course or any such program approved by your insurer? They enjoy a good discount because they've acquired skills that make them respond better to incidents on the road thus making them safer drivers. This is particularly important for high risk profiles. Being certified as a defensive driver will save a young driver thousands in premiums in a few years. So as much as possible, become a defensive driver especially if you under 25. Once you get certified demand your well-earned discount from your insurer or look for another insurer if they don't give you a decent discount.

6. Although this may sound funny, you can bring down your rates by getting married. I know you won't get married just for this but when you do, it will save you a bit in auto insurance. Insurers have statistical data that show that people are less reckless and much more careful on the road when they get married. They generally file fewer claims and when they do, they usually cost less.

7. A lot of folks have lost their cars in the short seconds that they took to dash inside to get something while leaving their cars running and unlocked. Don't make this mistake. This is an open invitation to any thief sniffing around. Every thief checks how easy a target is before making a move. It certainly doesn't get easier for a thief than an unlocked car with a running engine.

Car Insurance For Woman

An extra tip...

You will save a lot if you only have between 25-30 minutes. Visit, get and compare California auto insurance quotes from several insurance quotes sites. The lowest offer should be what you go for easily.

But, you have to look beyond just the lowest quote to the best price/value. The lowest priced may not be the best price/value for you as a person.
Lower Your Rates Now
Thinking Of Lowering Your Rates...