California Auto Insurance: Three Smart Ways To Save

1. One good way to ensure you get cheaper California car insurance rates is by being careful every time you're behind wheels. Please, ensure that you make it a personal principle to NOT drive if you so much as sip any alcoholic beverage.

Traffic offences that are related to having more than the permissible level of alcohol in your blood will make you pay quite astronomical rates. While alcohol-related traffic offences have very clear and grave consequences, speeding tickets will also make you pay much more if they pile up. For your safety then and more affordable rates, never go against any traffic law notwithstanding how small you think it is.

2. Maintain an outstanding credit rating. A poor credit history will attract higher auto insurance rates. The plain reason for this is that there's a general consensus among many insurance carriers that there's a link between bad credit histories and high risks. For some insurance carriers it shows a pattern they believe you might repeat with them in premium defaults. Once you're noted as a higher risk you'll attract more expensive auto insurance premiums.

3. Make out some time to visit at least five insurance quotes sites that offer quotes on California auto insurance policies. Doing this should require around 25 minutes.

While you visit each quotes site, make sure you input the same information. Doing otherwise will give you misleading quotes. After you've received your auto insurance quotes, compare them to see which serves your interest best both in price and value.

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