California Car Insurance -- How Gender Is An Advantage

Female folks usually get poorer deals in many matters. But for a California car insurance policy, your gender is a sure advantage if you're a female. Insurance companies in ages have proven that females are less risks to them. This is why they give them lower premiums...

If there are drivers that are in the habit of driving at unsafe speeds, seven to nine out of 10 would be male. Most dare devil drivers are also male. Women, by their very nature, are not likely to be physically rough. Although some women may have such inclinations naturally, societal pressures reduce them. We, as a people don't like our women.

Ladies average a lower mileage as a group since they are less likely to drive for long hours daily. A man is generally considered better at physical activites. And, they will always be the ones driving if it's a long trip.

Who chooses to drive expensive and rather large vehicles? You guessed right -- The men.

These and other factors make insurers favor ladies given similar profiles. That said, you'll not get similar treatment from every insurer for your gender. Some go as far as to give special products that will take care of you especially as a lady. What this means is that you'll get better price/value from some insurers than others.

For you to know how insurance companies calculate your rate, read my other articles. I treated that extensively in one of them.

Make sure you read through and understand the terms and scope of coverage before signing the contract.

There are products or add-ons that will give your better coverage in your peculiar circumstance. This is specifically for women that spend long hours behind wheels.

Savings in auto insurance is not something that is meant for women only. A man who does the tip I will give next will save much more than a woman (Who should normally had paid far less...

Get California auto insurance quotes from quotes sites. Compare the quotes returned and choose the best offer. Visit at least three sites. Obtaining and comparing car insurance quotes from insurance quotes sites will guarantee that you save between a few hundred dollars to a few thousands (depending on your profile, policy and current car insurance rate).

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