Dirt Cheap California Car Insurance: Recommendations For Certain Age Ranges

1. We all are aware of the fact that hardly any other age range pays as much for California vehicle insurance as the under-25 age group. But for people who fall within this age group, having good grades at school will help you get more affordable rates.

The good student discount is for students who get A's or not less than B's. For students who meet this eligibility requirement, you can get discounts of about 5%. This discount is given because insurers claim there is a correlation between good grades and a young driver's behavior behind wheels. Young drivers who maintain good grades are generally seen as more responsible and less prone to reckless driving.

2. If you're a senior citizen you can bring down your rate if you take courses recommended for older drivers. Going through this type of course will make you eligible for discounts as high as ten percent. You can get details about this from your agent.

3. A good number of insurance carriers offer a retiree discount. You'll hardly drive as much as you used to do if you are retired. A driver's total mileage is a strong issue which determines how much is paid in premiums. So any event that reduces your annual mileage count considerably must lower your rate.

This discount is surely not one any retiree should pass on. Therefore it is recommended that you ask your insurance agent. Even if they don't call it a retiree discount, reporting a considerable drop in mileage is advisable. Except where the change in your mileage isn't considerable, you should switch to another insurance provider if you don't get a decent discount.

4. Make out some time to visit at least 5 insurance quotes sites that return quotes on California auto insurance policies. This will require around 25 minutes.

As you visit each quotes site, make sure you input the same information. Doing otherwise will produce misleading results. After you've received your auto insurance quotes, compare them to determine which serves your interest best in price/value.

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