California Auto Insurance -- Why Ladies Pay Less

Women usually get poorer deals in many matters. It certainly pays to be female as far as getting cheaper California auto insurance rates is concerned. And, insurers have good reasons for this position. Insurance companies over years have proven that women are less risks to them. This is why they give them cheaper rates...

If there are drivers that are in the habit of driving at unsafe speeds, 7-9 out of ten would be men. Most dare devil drivers are also male. It is definitely part of the female nature to take serious physical risks. Although some women may have such traits naturally, societal pressures reduce them. We, as a people do NOT like our women.

Women are also less likely to drive for long hours. A man is generally considered better at physical activites. And, they will usually be the ones driving if it's a long drive.

Ladies also drive smaller cars. These are less expensive to maintain. Furthermore, they will also go for vehicles that have better safety features.

Car insurance companies know these and therefore give ladies cheaper rates all other things being equal. That said, you'll not get equal treatment from every insurer for your gender. Some go as far as to give special products that will take care of you especially as a woman. The meaning of this is that you'll get different car insurance quotes from different insurers.

If you want to get an understanding of how your insurance premiums are calculated, check my other articles.

It is also vital that you read the fine lines and make sure you really ask questions about what is included in your policy.

Femles should look for special products that protects them further. A type of such products or add-ons is a breakdown cover. This usually takes care of you if your vehicle breaks down. How far each insurer would go on this differs.

You can make massive savings in your auto insurance despite your gender or circumstance...

Get California auto insurance quotes from quotes sites. Compare the quotes returned and pick the best offer. Visit at least three sites. Doing that will increase your chances of saving hundreds of dollars in your auto insurance.

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