California Car Insurance -- How Gender Helps

In many areas, women complain that they are not getting as much as they deserve simply because of their femininty. Auto insurance in California is an exception. Insurance companies in ages have established that females are lower risks to them. This is why they give them lower premiums...

If there are drivers that are in the pattern of driving at unsafe speeds, seven to nine out of ten would be men. Most dare devil drivers are also male. Women are brought up to be graceful. This makes it more difficult for a lady to be rough and reckless on the road. Although some ladies may have such inclinations naturally, societal pressures reduce them. We, as a people don't like our ladies.

Driving for very long hours is not something most women do. This makes their average mileage less than that of their male folks. A man is generally considered better at physical activites. And, they will always be the ones to drive if it's a long drive.

Who chooses to drive classics and rather large vehicles? You guessed right -- The guys.

Insurers have built a database that show the behavior of various profiles and ladies have shown that they are a less risk to insure for car policies. However, some insurance companies will weigh your gender more than others. What this means is that you'll get better price/value from some insurers than others.

How insurance companies arrive at your rate and the reason for so much disparity in car insurance quotes for comparable policies are subjects for another article.

Make sure you are able to figure out the terms and scope of coverage before signing the contract.

If you are female and drive alone often, there are addons like breakdown cover that you should consider when choosing your auto insurance provider.

You can save a lot in your auto insurance despite your gender or circumstance...

All it takes is visiting at least three quotes sites and getting California car insurance quotes from them. All you have to do after that is pick the best quote from the lot. Just make sure you give your correct details at all sites visited. Getting and comparing car insurance quotes from insurance quotes sites will guarantee that you save anything from a few hundred dollars to a few thousands (depending on your profile, policy and current car insurance rate).

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