California Car Insurance -- Why Non-Owners Need It?

A California car insurance policy for non vehicle owners? What for? This is such a brilliant question! A car insurance policy is a smart even if you don't have a car if you fall into any of the situations I will discuss shortly in this article.

You may not have a personal vehicle for your daily movements since you live in advanced city with a good mass transit network. Car rental services are regularly ready to take care of those days you may need a car for special occassion.

Along with renting a vehicle, you'll aslo have to buy an auto insurance cover for the rent period. These rental service sell such auto insurance policies. However, depending on how regular you have to hire a vehicle, you might be better off with a non-owner auto insurance policy.

If your acquitance and relatives know that you bought an auto insurance policy they'll be more comfortable to release their car to you than otherwise. If you are a vehicle owner, who would you consider more responsible: The person who has a non-owner auto insurance policy and the person who doesn't? If you can prove that you are very responsible, people prefer to work with you.

Now, you need to know something about a non-owner California car insurance policy. If an accident occurs, your non-owner's policy can't take precedence over the car owner's policy. However, if the auto owner's policy can't cover the damage due to its liability limit, your non-owner policy will take care of the balance. I think an example will help you understand better...

Assuming you borrowed a vehicle and had an accident where you caused a damage of $27,000. If the auto owner's liability limit is thirty thousand dollars, your insurance won't be touched. If, on the other hand, there's a deficit where the vehicle owner's policy can't take care of such such damage, your non-owner's policy will take care of the balance.

It's very important, if you have anything to do with auto insurance, that you learn how to get a lot of savings because of the disparity in rates by insurance companies. It is very ethical and lawful and can save you up to one thousand dollars...

Lower Your Rates Now
Thinking Of Lowering Your Rates...