Very Cheap California Car Insurance: Four Time-Tested Ways

1. You can lower your California car insurance premium by positioning yourself for a multi-vehicle discount. You can only do otherwise if the total of your rates across various insurers is less than what you'll get with a multi-vehicle discount if you buy from one insurance company. Doing some shopping and then comparing with what you'll get from a multi-vehicle discount is an easy way to be sure if this is in your best interest. Insuring more than one car with the same insurer will always result in a good discount.

2. A multi-policy discount is one proven way to reduce your total insurance cost. That's, for instance, if you purchase your auto policy from the very carrier that caters for your homeowners' insurance.

Howbeit, you must be careful because the fact that an insurance carrier offered you low rates for one policy doesn't guarantee they will for another one. Getting quotes and comparing offers out there with what you'll save are highly beneficial steps. Thereafter, you'll not be be taking chances as you make your choice since you're positive about which saves you more.

3. Drivers who don't make claims for above 3 years generally attract a special discount for it. Some insurance providers may not offer this without some coercion.

Your agent must be made to see your dissatisfaction with their refusal to give you such a discount and don't forget to stress that you may change over to another insurance carrier. Take it or leave it, every insurance provider likes having insureds who remain claims free for this long and you shouldn't find it hard getting lower rates with a number of other providers.

But more often than not a serious threat of switching from you is enough to force them to shift grounds.

4. Take out some time to visit a minimum of five insurance quotes sites that provide quotes on California auto insurance policies. This will require around 25 minutes.

As you visit each site, make sure you input the same details. Doing otherwise will return misleading quotes. After you've obtained your auto insurance quotes, compare them to determine which serves your interest best in price/value.

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