Really Cheap California Car Insurance: Tips For Certain Age Ranges

1. Under-25 drivers pay really expensive California vehicle insurance rates. If you belong to this age bracket you can get cheaper rates if you maintain good grades at school. It's called the good student discount.

You need to have a grade point not lower than B to get this good student discount. For young drivers who meet this eligibility requirement, you can expect discounts of about 5%. Experience has shown insurance carriers that what makes a student keep getting good grades is a level of responsibility which such students also maintain while driving. Students who maintain good grades are usually considered more responsible and less likely to take to reckless driving.

2. Completing a drivers' refresher course can help people above fifty-five years reduce their rates. Completing such a course will make you eligible for discounts of up to 10 percent. You are advised get more information on this from your agent.

3. Are you a retired person? Then you should qualify for a retiree discount with most insurers. You will most like NOT drive as often as you used to do once you retire. Driving less will lead to lower mileage which definitely makes you a better risk.

Remember that you qualify for this if you're retired. Find out your insurance carrier's policy on this from your agent. And, if your agent tells you they don't have this kind of discount, do your utmost to report the dramatic difference in your mileage. This should bring about lower rates for you.

4. You can get savings of hundreds of dollars on your auto insurance policy by obtaining insurance quotes from quote sites. The best way is to visit at least five quotes sites and making sure that you provide the same (correct) information about yourself.

I advise that you use not less than five quotes sites since that will make it less likely that you'll miss out better quotes not carried by the other sites. This gives you a broader basis for doing more extensive comparisons thereby increasing your chances of getting more for less.

Lower Your Rates Now
Thinking Of Lowering Your Rates...